we have 3 credit cards with 15K debt and paying average 15% APR …and we think we should try for debt consolidation personal loan which doesn't require any collateral or home equity…so based on experience can you please suggest which bank we should contact for such loan?
you can contact Citifinancial, ge money,hdfc,icici…all these do debt consolidation..your probs will be solved,, but be choosy in your interest rates, coz they will be diff for diff banks…
which bank we should contact for debt consolidation loan?
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March 18th, 2008 at 5:06 am
you can contact Citifinancial, ge money,hdfc,icici…all these do debt consolidation..your probs will be solved,, but be choosy in your interest rates, coz they will be diff for diff banks…
References :
March 18th, 2008 at 5:22 am
need a debt consolidation loan.don't worry its better for you to try for an online loan.i think that the below website will help you to find right solution.
References :
http://beam.to/easyloan
March 18th, 2008 at 10:10 am
Practically any type of loan can be wrapped into the debt consolidation process. Common types include finance charges, late fees and overdraft charges, credit cards, personal loans, utility bills, medical bills, car loans, store cards, gas cards and back taxes. A debt consolidation loan<!–allows you to condense your monthly payments into a single, simple bill, while lowering your interest rates and helping you pay down your debts more quickly and easily. It is also an essential tool in avoiding the much more serious step of declaring bankruptcy.
http://best-loans.awardspace.com/Loan-Consolidation.htm
Unlike bankruptcy, in which debts are cancelled and your credit rating collapses completely, debt consolidation loans are essentially a type of refinancing, where several–>old loans are replaced with a new one that has more favorable terms. Your loan consultant will negotiate with creditors on your behalf, so you’ll no longer have to deal with harassing phone calls and daily mail.
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